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Credit Counseling
How the Program Works
STEP 1
Fill out our convenient on-line form for your Free Quote. This is done utilizing the latest in secure server technology to protect your privacy, and is the easiest way to contact us.
STEP 2
After reviewing your application, a professional debt counselor will contact you to verify information and provide you with payment plan and interest savings.
STEP 3
If all parties agree that this is the best plan for you, an agreement will be sent to you, which authorizes our employees to negotiate on your behalf to your creditors.
STEP 4
Once your 1st payment is received we will contact your creditors and notify them of your enrollment in our DMP (Debt Management Program). This should put an end to all harassing phone calls from creditors.
STEP 5
Every month you make your scheduled payment. Upon receipt, your money is forwarded to each of your creditors for the agreed amounts.
STEP 6
Your will continue to get your credit card statements. From them you can verify your payment has been received and you may monitor your continued success.
